Introduction
Life satisfaction, which represents happiness (Lyubomirsky et al.,
2005), is a cognitive component of subjective well-being, and it refers to an individual’s cognitive judgments and evaluations of their life (Diener et al.,
2002). High levels of life satisfaction are associated with many benefits (e.g., emotional, mental, social, and physical health). For example, individuals with high levels of life satisfaction have stronger disease resistance (Rosella et al.,
2019), longer lives (Hudomiet et al.,
2021), and better relationships (Amati et al.,
2018). They also experience higher job satisfaction (Newman et al.,
2015), self-confidence (Lyubomirsky et al.,
2005), academic performance (Antaramian,
2017), fewer mental problems (Fergusson et al.,
2015), and lower health problems (Hu et al.,
2016). Therefore, understanding the factors associated with life satisfaction is crucial for developing intervention strategies to promote mental health and well-being (Tanhan,
2020; Tanhan et al.,
2021). The current study aimed to explore the mediating and moderating role of religiosity and psychological symptoms in the association between intolerance of uncertainty and life satisfaction among Turkish adults.
Intolerance of Uncertainty and Life Satisfaction
The intolerance of uncertainty refers to the inability to cope with negative emotions triggered by uncertainty (Carleton,
2016). In addition, it is conceptualized as a combination of cognitive, emotional, and behavioral reactions to uncertainty (Freeston et al.,
1994). Individuals with high intolerance of uncertainty are unhappier (Evli & Şimşek,
2022) and have lower levels of well-being (Kareem et al.,
2022; Shanza et al.,
2021; Uzun,
2024). Moreover, intolerance of uncertainty, which plays a critical role in mental health (Del Valle et al.,
2020; Smith et al.,
2020), increases mental distress (McCarty et al.,
2022) and decreases life quality and satisfaction (Karataş & Tagay,
2021).
Intolerance of uncertainty is a critical problem for young people struggling to decide about their future (Akshaya Dinarajan & Manikandan,
2022; Chen & Zeng,
2021). Unemployment, insufficient opportunities, and career indecision seriously disturb these young people (Adu et al.,
2020; Jackson & Tomlinson,
2020). Therefore, these problems lead to uncertainty about future expectations for college students (James et al.,
2021). Other factors associated with uncertainty are young people’s interests, abilities, and perceptions. Thus, these uncertainties can negatively affect young people’s mental health (Tsai et al.,
2017). However, perceived problems about the future among young people reduce life satisfaction (Parola & Marcionetti,
2022). On the other hand, young people who have made certain decisions for their future have higher life satisfaction (Arslan,
2022; Sánchez-Sandoval et al.,
2022).
Intolerance of uncertainty also plays a predictive role in anxiety and depression (Yuniardi,
2018). It is critical in developing depression and anxiety symptoms among young people in cognitive behavioral therapy (CBT) practices (Kendall et al.,
2020; Laposa et al.,
2022; Talkovsky & Norton,
2018). The CBT approach is often evaluated in conjunction with other theories (Lee & Cho,
2021; Maskey et al.,
2019). For example, Koszycki et al. (
2014) reported that the effectiveness of CBT and spirituality-focused psychotherapy were compared, and it was concluded that both approaches were effective in reducing symptoms of anxiety and depression. Spirituality psychotherapy can be successfully integrated into a cognitive behavioral approach, and this emerging approach has been shown to reduce psychological symptoms (Worthington et al.,
2011).
Religiosity and Psychological Symptoms
Depression and anxiety are recognized as severe disorders all over the world. According to the World Health Organization, more than 300 million people worldwide suffer from depression (WHO,
2017). The rate of people diagnosed with depression yearly is over 10% (Mclean et al.,
2011). Similarly, anxiety is one of the most common mental illnesses. Depression, anxiety, and stress are related (Moutinho et al.,
2017). These psychological symptoms have serious adverse effects on mental health, such as suicide (Lew et al.,
2019; Sher,
2020), burnout (Koutsimani et al.,
2019), anorexia nervosa (Lian et al.,
2017), alcohol use disorder (McHugh & Weiss,
2019), and sleep disturbances (Franzen & Buysse,
2022). Protective factors are critical for reducing the risk of these symptoms, and life satisfaction is one of them (Chang et al.,
2019; Zhang et al.,
2017). On the other hand, depression and anxiety can negatively affect life satisfaction (Lopes & Nihe,
2021; Maria-Ioanna & Patra,
2020). In addition, depression and anxiety reduce the quality of life (Kugbey et al.,
2020).
Another protective factor against symptoms of depression, anxiety, and stress can be considered religiosity. Religious coping can reduce depression, anxiety, and stress (Chow et al.,
2021; Korbman et al.,
2022). A meta-analysis has revealed that religiosity reduces anxiety and depression (Forouhari et al.,
2019). This result emphasizes the importance of religiosity and draws attention to its preventive role. Religiosity supports increased mental health and growth (Arslan,
2025; Amrai et al.,
2011). Furthermore, religious individuals have higher levels of well-being (Abdel-Khalek & Tekke,
2019; Moreno & Cardemil,
2018) and life satisfaction (Salsman et al.,
2005). Religious young individuals have higher happiness and love for life (Abdel-Khalek & Singh,
2019). Lim and Putnam (
2010) found that religious individuals have healthy social relationships through religious practices. Religious practices improve psychological well-being, life satisfaction, and social skills (Arslan,
2021; Papadopoulos,
2020). In addition, religious individuals can effectively cope with difficulties (Butler-Barnes et al.,
2018; Pargament et al.,
2011).
The Present Study
Previous successful studies have shown a link between intolerance of uncertainty and life satisfaction (Odaci et al.,
2022; Yang et al.,
2016), as well as the association between life satisfaction and both religiosity (Vang et al.,
2019; Yeniaras & Akarsu,
2017) and psychological symptoms (Aziz & Tariq,
2019). Given the theoretical framework of the cognitive behavioral therapy approach (CBT) and the aforementioned research, examining life satisfaction in terms of intolerance of uncertainty, religiosity, and psychological symptoms and understanding appropriate precautions and strategies to increase well-being is critical. Therefore, the hypotheses for this study are based on the literature on life satisfaction, intolerance of uncertainty, religiosity, and psychological symptoms, which are as follows: (H
1) Intolerance of uncertainty predicts life satisfaction. (H
2) Religiosity mediates the relationship between intolerance of uncertainty and life satisfaction. (H
3) Psychological symptoms mediate the relationship between intolerance of uncertainty and life satisfaction. (H
4) Psychological symptoms and religiosity have a serial mediator effect on the relationship between intolerance of uncertainty and life satisfaction. (H
5) Religiosity moderates the relationship between intolerance of uncertainty and life satisfaction.
Discussion
This study examined the mediating role of religiosity and psychological symptoms (depression, anxiety, and stress) in the relationship between intolerance of uncertainty and life satisfaction. The present study’s finding shows that intolerance of uncertainty predicts life satisfaction (thereby confirming H
1). The modern world has been adversely affected by difficult circumstances such as wars, migrations, and pandemics, contributing to increased uncertainty about the future (Kardaş,
2021).
Individuals who cannot tolerate uncertainty under challenging circumstances may feel unsatisfied with their lives (Karataş & Tagay,
2021). Similarly, studies reported that increased intolerance of uncertainty leads to decreased happiness (Khodarahimi et al.,
2021) and well-being (Saricali et al.,
2022). Moreover, some studies also reported that intolerance of uncertainty reduces life satisfaction (Lee et al.,
2016; Turan,
2019). Therefore, the current study finding is consistent with the literature.
Another finding of the present study was that religiosity mediates the relationship between intolerance of uncertainty and life satisfaction (thereby confirming H
2). This mediating role shows that intolerance of uncertainty has a low effect on religiosity. Countries like Turkey, which have high levels of religiosity and are developing, experience many uncertain situations, and people may become more resilient to uncertainty (Kumar et al.,
2022). It may be possible that this resilience can reduce the effects of uncertainty on religiosity (Arslan & Wong,
2024). Besides, some studies have found that increasing intolerance of uncertainty also increases religiosity (Howell et al.,
2019; Kumar & Voracek,
2022). These findings suggest that religiosity plays an important role in coping with uncertainty. In other words, individuals with difficulty tolerating uncertainty may accept religiosity as a means of coping. In addition, according to the mediating role of religiosity, religiosity increases life satisfaction.
These findings are supported by studies on different cultures and religious beliefs regarding the relationship between religiosity and life satisfaction (Aydogdu et al.,
2021; Bigdeloo & Bozorgi,
2016; Lim & Putnam,
2010; Sholihin et al.,
2022). However, some studies in the literature conclude that religiosity reduces life satisfaction (Yeniaras & Akarsu,
2017). These findings have been interpreted as the unattainability of religious goals, and not fulfilling the requirements besides believing in religion may reduce the satisfaction of individuals with life (Saritoprak et al.,
2018).
There are also studies in which no significant relationship was found between religiosity and life satisfaction (Pöhls,
2021; Pöhls et al.,
2020). A study conducted by Ten Kate et al. (
2017) found that being Catholic positively affects life satisfaction, while being Protestant has no significant relationship with life satisfaction, and being Muslim has a negative association with life satisfaction. Considering the positive relationship between religiosity and life satisfaction observed among Muslim participants in the current study, it is understood that factors such as participants’ religion, country of residence, socioeconomic status, and social class are essential (Tay et al.,
2014). Moreover, other studies report that living with religious people and being religious leads to greater happiness and life satisfaction (Begum & Osmany,
2016; Sujarwoto et al.,
2018).
It has also been observed that being religious in a religious environment supports social acceptance and increases life satisfaction (Okulicz-Kozaryn,
2010; Ten Kate et al.,
2017). However, a study found that although religious belief significantly affected life satisfaction, religious behaviors did not predict life satisfaction (Yoo,
2017). The religiosity scale used in the current study measures religious belief and fulfilling the necessary behaviors; hence, it does not match the results of Yoo’s (
2017) research. Conversely, other studies have found that religious attendance increases life satisfaction (Berthold & Ruch,
2014; Lechner & Leopold,
2015). These findings suggest that religious beliefs can positively affect individuals’ life satisfaction when put into practice.
The present study also found that psychological symptoms mediate the relationship between intolerance of uncertainty and life satisfaction, thus confirming H
3. Intolerance of uncertainty has been linked to increased levels of depression, anxiety, and stress among individuals (Dar,
2017), which in turn have significant negative relationships with life satisfaction (Bukhari & Saba,
2017; Lopes & Nihei,
2021). Similarly, this study found a significant positive relationship between intolerance of uncertainty and psychological symptoms and a significant negative relationship between psychological symptoms and life satisfaction. Furthermore, the study found that psychological symptoms predicted life satisfaction. This finding is consistent with previous studies showing that depression, anxiety, and stress predict life satisfaction (Koçak,
2021; Martins et al.,
2022). These results suggest that psychological symptoms exacerbated by intolerance of uncertainty can play a crucial role in determining an individual’s level of satisfaction in life.
This study is unique in the life satisfaction literature because it demonstrates that psychological symptoms and religiosity have a serial mediating effect on the relationship between intolerance of uncertainty and life satisfaction, thus confirming H
4. Specifically, the results indicate that psychological symptoms and religiosity partially mediate the relationship between intolerance of uncertainty and life satisfaction. Additionally, the study found that individuals with high levels of religiosity had lower levels of depression, anxiety, and stress, leading to increased life satisfaction. This finding is consistent with literature demonstrating the negative relationships between religiosity, depression, anxiety, and stress (Abdi et al.,
2019; Koçak,
2021) and highlights the potential benefits of belief-based interventions in preventing these negative outcomes.
Depression, anxiety, and stress have been linked to decreased life satisfaction (Lopes & Nihei,
2021; Satici et al.,
2021), and adverse situations such as the COVID-19 pandemic and economic crises have been shown to weaken psychological resilience and increase these negative symptoms (Arslan & Yıldırım,
2021; Batmaz & Meral,
2022; Batmaz et al.,
2021,
2022; Doğrusever et al.,
2022). Therefore, the study’s findings, conducted during the COVID-19 pandemic, support prior research.
The last finding of this study is that religiosity has a moderating role in the intolerance of uncertainty and life satisfaction (therefore confirming H
5). According to this result, as the level of religiosity increases, the effect level of the path between intolerance of uncertainty and life satisfaction becomes stronger. Some studies have found that increasing religiosity decreases intolerance of uncertainty (Bardeen & Michel,
2017; Kasapoğlu,
2020). Contrary to these research findings, some other studies examining the relationship between religiosity and intolerance of uncertainty report that religiosity increases intolerance of uncertainty (Abramowitz & Buchholz,
2020; Rehman et al.,
2021). In addition, this study found that religiosity and intolerance of uncertainty have a significant negative relationship. Similarly, as discussed above, although there are different results regarding the relationship between religiosity and life satisfaction in the literature, according to the results of this study, life satisfaction increases as religiosity increases. Besides, the study’s findings showed that life satisfaction increased as intolerance of uncertainty decreased. As a result, a high level of religiosity will decrease intolerance of uncertainty and increase life satisfaction, strengthening the effect level of the path between intolerance of uncertainty and life satisfaction.
Limitations
There are some limitations in this study, as in all studies. The first limitation is that the study is cross-sectional. Mainly, causality cannot be determined in cross-sectional studies. However, different views suggest that mediation studies can be conducted cross-sectionally, longitudinally, and experimentally. However, it can be recommended that future studies be qualitatively, longitudinally, and experimentally diversified to obtain more accurate and comprehensive data. The study’s second limitation is the data collection via an online questionnaire. This situation may have affected the answers given by the survey participants (inability to pay attention, disregard).
The results of the current study should not be generalized to all of Turkey as the participants are individuals over 18. In addition, the sample was limited since it only included individuals aged 18 and older; therefore, people of different age groups, such as high school students and secondary school students, were not included. This issue may be particularly relevant regarding religiosity because religious beliefs, interpretations, and practices differ among provinces in the east and west of Turkey. Future studies should pay attention to differences to achieve more reliable results. Another issue that can be considered a limitation in the research is that the answers the participants gave are accepted as correct. However, reasons such as the desire for social acceptance and high self-perception may have guided the participants’ responses.
Implications
Intolerance of uncertainty decreases religiosity and increases psychological symptoms. As a result, it reduces individuals’ satisfaction with life. The decrease in religiosity has a significant impact on this relationship by increasing the frequency of psychological symptoms and the level of satisfaction with life. The current study’s findings are important for educators, public and private healthcare institutions, and mental health professionals. In particular, this study highlights the importance of designing strategies to increase life satisfaction and policies that take into account the role of religiosity and psychological symptoms.
It may be concluded that there are various ways to increase life satisfaction, including increasing the level of religiosity and decreasing depression, anxiety, stress, and intolerance of uncertainty based on the study results. Moreover, religiosity can help reduce depression, anxiety, stress, and intolerance of uncertainty, making it a crucial factor in individuals’ psychological well-being. These findings contribute to the existing literature by providing new factors and models for promoting life satisfaction and positive mental health. To translate these findings into real-life practice, it may be appropriate for private and public health institutions to conduct risk screenings for depression, anxiety, stress, and intolerance of uncertainty.
Following these screenings, mental health professionals can develop practical training programs to help individuals at risk manage these conditions effectively. Additionally, researchers should pay attention to the context of religiosity and consider the distinction between belief and action attendance of religiosity. Educators and mental health professionals can help individuals develop beneficial thoughts and attitudes toward religiosity, which can improve their life satisfaction.
The researchers also can use Online Photovoice (OPV), one of the most recent and effective innovative qualitative research methods. The method allows the participants to express their own experiences with as little manipulation as possible, compared to traditional quantitative methods (Doyumğaç et al.,
2021; Tanhan,
2020). Future researchers can adopt a recent OPV method for experiential activities to increase group and organizational synergy. Utilizing OPV in education, students can share pictures to increase their emotional awareness by making sense of their spiritual values and satisfaction with life. This approach can offer valuable practices for discovering new perspectives on the relationship between religiosity and psychological symptoms.
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