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Erschienen in: The European Journal of Health Economics 1/2005

01.03.2005 | Original Paper

Consumer preferences in social health insurance

verfasst von: Jan J. Kerssens, Peter P. Groenewegen

Erschienen in: The European Journal of Health Economics | Ausgabe 1/2005

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Abstract

Allowing consumers greater choice of health plans is believed to be the key to high quality and low costs in social health insurance. This study investigates consumer preferences (361 persons, response rate 43%) for hypothetical health plans which differed in 12 characteristics (premium, deductibles, no-claim discount, extension of insurance and financial services, red tape involved, medical help-desk, choice of family physicians and hospitals, dental benefits, physical therapy benefits, benefits for prescription drugs and homeopathy). In 90% the health plan with the most attractive characteristics was preferred, indicating a predominantly rational kind of choice. The most decisive characteristics for preference were: complete dental benefits, followed by zero deductibles, and free choice of hospitals.
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Metadaten
Titel
Consumer preferences in social health insurance
verfasst von
Jan J. Kerssens
Peter P. Groenewegen
Publikationsdatum
01.03.2005
Verlag
Springer-Verlag
Erschienen in
The European Journal of Health Economics / Ausgabe 1/2005
Print ISSN: 1618-7598
Elektronische ISSN: 1618-7601
DOI
https://doi.org/10.1007/s10198-004-0252-3

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